(Previously Margin Institute)
GraceWorks Lending, based in Austin, Texas, is a faith-based non-profit organization committed to empowering underserved entrepreneurs by providing low-interest loans and creating pathways to economic success.
Help Dreams Take Root
Lend. Lift. Flourish
"Lend. Lift. Flourish"
We provide capital → that transforms lives → so people and communities can truly thrive.
We believe every entrepreneur deserves a fair shot — regardless of their credit score, their zip code, or how many times they've been turned away.
That belief is behind everything we do.
We lend because trust is transformative. When someone receives a loan rather than a handout, it changes how they see themselves — and how they show up. Our low-interest loans aren't charity. They're a statement: we believe in you.
We lift because money alone isn't enough. We come alongside our borrowers with relationship, with community, with the kind of support that turns a good idea into a sustainable business.
We flourish because our vision reaches beyond the individual. When one entrepreneur succeeds, their family stabilizes, their employees have jobs, their neighborhood has a thriving business — and the loan gets repaid and lent again to someone else. The impact multiplies.
Lend. Lift. Flourish. It's not just a tagline. It's a conviction.
At GraceWorks Lending, we provide vital support to underserved entrepreneurs in Central Texas fostering community growth and empowering individuals.
Loans
Our Loan Services
Contact for pricing
Contact for pricing
Our Team
Dedication. Expertise. Passion.
Hello from the GraceWorks Lending team! We are dedicated to uplifting the underserved in Central Texas. With our expertise in lending, business, and finance, we strive to empower individuals and families while embracing our passion to "Love Thy Neighbor." Join us in making a positive impact and fostering growth in local community!
Dan Michel
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Executive Director
Dan has dedicated his career to helping individuals manage their finances effectively. With a strong background in accounting and FInance, he also has a deep passion for micro-financing, Dan stands out as a remarkable leader at Margin Institute. As a co-founder, Dan's primary mission is to foster financial stability for underserved communities, ensuring that everyone has access to the resources they need to thrive. His expertise and commitment make a significant impact on the lives of those he serves.
Dan Michel overseas loan management and financial acuity at GraceWorks Lending.
Dan Pucci
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Managing Director
Dan brings over twenty years of invaluable experience working with underserved communities across the United States. Dan's deep empathy and dedication to others were reasons why Dan co-founded GraceWorks Lending. Originally from the Chicago area, where he previously led various mission programs affiliated with the Presbyterian Church, he has made Austin his home for over a decade. His commitment is to uplift the marginalized and underserved individuals by providing financial support and resources.
Dan Pucci oversees partnerships and fundraising at GraceWorks Lending.
Chuck Volk, M.D.
Board Member
Chuck Volk is a retired general surgeon who dedicated his entire career to serving people of Texas. Throughout his tenure, he held the esteemed position of Chief Medical Officer, reflecting commitment to excellence in healthcare. Beyond his professional achievements, Chuck has a passion for community service, demonstrated through his active involvement in the Austin community. His legacy of care and compassion continues to inspire those around him.
Chuck helps with partnerships and fundraising at GraceWorks Lending.
Ted Reynolds
Board Member
TEAM Funding Solutions, which Ted founded in 1992 loans funds to small businesses throughout the US for equipment financing. Ted started this business with just $25,000 and it has grown into a multi-million dollar company. Besides running his lending business for over 30 years, Ted is also a 17 year veteran of The Alternative Board, a business coaching organization, afforded by his experiences of running his own companies and lending money to thousands of small businesses throughout the U.S.
Ted uses his expertise in lending and business management at GraceWorks Lending
Kurt Westveld
Board Member
Kurt serves as Philanthropic Advisor at Upbring, a Texas nonprofit fighting child abuse. With 30+ years in development and fundraising experience, he previously directed development at Concordia High School, leading a successful capital campaign for their first campus. He spent 20 years with UT Athletics as Assistant Athletics Director for Development. The Michigan native actively volunteers coaching youth sports and serves on nonprofit boards. He lives in Northeast Austin with his wife and two children.
Kurt uses his 30+ years of fundraising experience to assist these efforts at GraceWorks Lending.
Our Initiatives
We strive to impact the lives of underserved individuals by providing financial business support and coaching resources.
Loans: "It is more blessed to give than to receive."
Acts 20:35
Designed specifically for financially underserved entrepreneurs looking to start or expand their businesses. We offer favorable terms that empower you to achieve your goals and make a positive impact on your family and community. Join us in transforming dreams into reality!
Workshops: "As iron sharpens iron, so one person sharpens another." Proverbs 27:17
At our organization, we are proud to partner with the Economic Growth Business Incubator (EGBI) to offer workshops designed for entrepreneurs. These focus on essential topics such as financial management, business planning, and sustainability. Our goal is to empower entrepreneurs with the knowledge and skills they need to achieve their objectives and thrive in their ventures. Join in transforming your business vision into reality!
Mentorship: "Follow my example, as I follow the example of Christ." 1 Corinthians 11:1
Welcome to our mentorship program! Here, business leaders are paired with ambitious entrepreneurs, offering invaluable guidance, advice, and support. Together, we foster growth and success as you navigate your entrepreneurial journey. Join us and take your first towards achieving your goals!
Community Support: "Each of you should use whatever gift you have received to serve others, as faithful stewards of God's grace in its various forms." 1 Peter 4:10
We believe in the power of collaboration and community. Through partnerships and outreach, we are committed to supporting local initiatives that enhance the ecosystem. Together, we can foster innovation and growth in our community. us in making a positive impact!
Success Stories: "Rejoice always, pray continually, give thanks in all circumstances; for this is God's will for you in Christ Jesus." 1 Thessalonians 5:16-18
Discover the inspiring success stories of entrepreneurs who have transformed their dreams into reality through our programs. Each story highlights the profound impact of dedicated support and faith-based initiatives, showcasing how resilience and belief can lead to remarkable achievements. Join us in celebrating these journeys and be inspired to create your own success!
Address
5501A Balcones Dr., Suite #133 Austin, TX 78731
Phone
512-553-8375
